Most people are in debt and just don’t realize just how bad it is for them and it continue on. When things get so bad they don’t quite know what to do about it well i have there is a buzz going around that Keel Associates can help.

I have found a website rthat can give you a general idea on just around how much that your monthly payment will roughly be here. I myself would not wait any longer trying to decide on what the best thing to do is. The longer you wait the more sleepless nights you will have. All of the stressful situations you are in because of will ease up on you. Those annoying and horrible calls from strangers harassing you for money night and day and some even threatening you will stop. The smart thing to do is to consolidate your debt so it looks like you are taking responsibility for them. The long term effect will be much more pleasant for you and your family. You will feel so much better about yourself and the decesion that you have made to take care of it.



When we get into trouble financially we automatically think of filling bankruptcy too easily solve the problem. I have thought about filing for bankruptcy so many of times myself. I have gotten credit cards in the past and have gotten into some trouble. When we apply for these cards we are not thinking of the long term affects of it. Things in our life at the time could be very secure but that can always change super fast. I wish that I had the knowledge back then that i do now things would have been different. Whether you are purchasing something that you really want or even need on a store credit card or just a credit card that can be used any where you it does not really seem to make a difference. The end result is usually the same in my eyes as far as the way most companies seem to betaking advantage of you. When you get your statement in the mail you notice that they are charging things such high interest fees and outrageous late fees not to mention any of the hidden fees in small print you may have missed. Getting into trouble seems to be an easy task to achieve but the real question is how to solve it without making things worse for yourself.

There are a few different alternative that you have and I have heard that a new company that is going to be called Trout Associates opening soon. They can help find the best route to take besides filing bankruptcy which is an easy way out. But what some people simply just seem to forget is that filing bankruptcy will in some way or other haunt you and the effects from it can also be damaging to your decisions. When some companies see that you have filed bankruptcy they will think twice about partnering up with you thinking you may be of high risk.

Some of the things that you might want to check into is transferring your debt to a zero percent balance transfer credit card. Their are a lot of companies that offer this and the time frame could even be for up to 12 – 18 months. So as long as you pay the greater amount that you transfer within the allotted time they give you that could save you a lot of money in the end.

Another way to go is by doing a debt consolidation loan with you are simply combining your debt into one and you just make one monthly payment. this has its advantages as well as disadvantages. some of these advantages can be that you only have one payment to send out every month and the other is that all of the unwanted collection creditors will stop calling you. But the other side of that is that for the most part you may have a lower monthly payment but the term of the loan may be extended out for a longer period of time than the original debt that you have.

When you figure out the route you want to take to obtain some peace in your life I would keep an ear out for Trout Associates they will be able to help you on your journey.



Pocomos is a company that specializes in pest control software. This company is a cloud-based field service guide that stewards to businesses that are in the pest control industry. Pocomos key elements include customer management, scheduling, routing applications and much more. They can help your company create contracts while out in the field, also to be able to take payments on their mobile devices as well as fill out work orders. You can create calendars that can be used for other jobs, schedule lunch breaks or any other appointments you may have.

Users can also bring about reports that can monitor progress across their entire company. They will also have access to a customer database, with this they can create customer profiles that include location, service history and billing information.

Pocomos is priced on a per user per month basis and will also include support via phone and email which is great for those on the go alot. They have Pricing that acquiesces in a achievable growth. The Pay is inside a flat fee model and is imparting to active customers only. With this you will receive the benefits of unlimited users, unlimited devices, and free technical support. They have many different packages that you can chose from these I will share with you below.

The Starter package consists of 0 – 50 Active customers the first month is free with unlimited user and also has daily backups with route optimizer and sales tools and has FREE tech support.

They offer a Small package which consists of 51 – 300 Active customers with unlimited users with this you will get daily backups, route optimizer, sales tools and also includes FREE tech support for a low price of $85 a month.

The Medium package that they offer consists of 301 – 500 Active customers this package also has unlimited users and has daily backs. You will also get route optimizer and sales tools with FREE tech support. This package is just $165.00 a month.

They do offer a package that is called the Enterprise 1 this is for 501 – 2,000 Active customers with unlimited users and has daily backups with route optimizer and sales tools and of course you also get FREE tech support. You get all of this for a low price of $0.24/customer per month.

The Enterprise 2 package is for 2,001 – 5,000 Active customers with unlimited users and you will also get daily backups with route optimizer and sales tools. They also offer FREE tech support. The cost of this package is $0.20/customer per month.

The last package they offer is called the Enterprise 3 this is for those of you that have 5,001 – 10,000+ Active customers. This package has unlimited users and daily backups you will also get route optimizer and sales tools. With this you will also get FREE tech support for a low price of $0.16/customer per month.

You can contact this company that is located  1570 North Main Street, Spanish Fork, UT, 84660 or give them a call  801.900.3555.

You can also find them and connect with them on social media as well just click on the links below.

Facebook    

Twitter

YouTube

These are such a great snack to have around the house year round. I really love these Welch’s Easter Fruit Snacks not only because the taste amazing but they are a cute addition to your Easter holiday. If you need to bring a snackfor your child’s class party these would be great.  I am going to be buying these for our Easter baskets that we have to make and I will also be adding them in the eggs for the family Easter egg hunt. I am happy to say that they are Made with REAL fruit which is very first ingredient and are Fat-free, Gluten-free with No preservatives.

When you purchase these for your Easter Baskets I do suggest that you hide them until you are ready to use.  I did not and they seemed to magically disappear and I had to purchase more. I ended up buying a few so that we could enjoy these awesome tasting snacks and also put so up for later.

Grab your bags to buy here

Easter is Coming- Enter to Win $100 Target Gift Card

Hosted by Product Review Cafe & Reviewz & Newz

Easter is quickly approaching and we all have those baskets to prepare and some even have clothing to buy for special services that we may choose to attend. What better way to celebrate than with an extra $100 to spend at Target in your pocket?

Our kids really love Easter and growing up it was always one of my very favorite holidays. I enjoyed spending time with all of my cousins.  Those memories are the highlights of my childhood.

These days things are not quite so fancy and while we do dress our boys up to go to church and they get an Easter basket we like to keep things a little simpler these days.

What are your favorite Easter memories growing up? I enjoyed the egg hunts a lot with my Dad’s side of the family and as mentioned of course the dressing up part was always fun for me as well. We used to Easter egg hunts in the mountains and I had so much fun.

Any plans this year? This post is all about Easter and how you choose to celebrate. Hey– You might just want to stash your gift card away. Either way, it is your choice. We wish all entrants the best of luck and hope that you all have a Happy Easter!

a Rafflecopter giveaway

There are so many things that you should know when  looking for a Personal Injury Attorney. Before you hire someone do your research and ask a lot of questions. When I was in an accident a few years ago I was hit by another car who had made a left hand turn on a red light for him. My light was green and as I was entered the intersection and he turned I had no chance to stop. My car was totaled my airbags deployed which caused burns and my neck and back were hurt. My car insurance helped me with me with replacing my car but i was left dealing with all of my medical bills. I had seek medical attention quite often and the costs was getting to be to much. the other driver did have insurance but they were unwilling to work with me on my bills. This was the first accident that I had ever been in so I really did not know what to do about everything that was going on at that point. Some of my friends told me to go online and find an attorney that would take my case without charging me upfront since I did not have the funds to pay anything to start things off. The first mistake I made was that i did not do any research on that firm I was just glad that they would take my case. Always do your research on any attorney that you are seeking services from just because they are a attorney doesn’t mean they are on the up and up. When all was said and done with my case not all of my bills were even paid and I did not get the pain and suffering settlement that I should have.

Since then I have done more research to help me if I were ever in the need to seek services I would know right who to call. Make sure that you not only find out how long they have been in business, see how many cases they have won see if you can find some references from others that may have also used them. Whether or not they make you pay up front or seek payment after the case has been settled also, ask how long your case may take to settle. There is a website called Legal Resources that will help you with the facts you should know before hand.

In doing my research I have found the Personal Injury Attorneys of Kinney, Fernandez & Boire which have over  50 years of combined experience helping their clients to get their lives back to normal. They make you feel like your important and get you what you deserve. Below I am going to share a list of the many areas that they specialize in many areas which I have listed below.

Animal Attacks –

Automobile Related Accidents –

Felony Criminal Defense- 

Hospital Nursing Home Abuse –

Insurance Disputes –

Misdemeanor Criminal Defense –

Motorcycle – Bicycle Accidents –

Negligence Traumatic Injury –

Product Liability –

Slip And Fall – 

Trucking Accidents –

Wrongful Death –

Kinney, Fernandez & Boire are personal Injury Attorneys with offices located all of the Tampa area. They will guide you through the legal process and be your support from the start of you case until the end. Their goal is to help you get your life back to normal.

Some of us are searching for something new and different to do with ourselves. Most of us are growing bored and are becoming tired of going into a job everyday that we really don’t enjoy. With things so many things changing in society, and with prices of everything increasing all over the place working from home is a great choice. It can be very challenging to find the right opportunity that fits your niche. In this article I will try to help you learn a few things such as the consulting definition and with that your ideas are endless.

What ever you are looking for you will probably find it out there some where.  Here are just a few ideas that I have come up with.

1. Working for a Customer Service Representive for a company.

2. Starting your on website such as a blog or vlog these are really popular right now. With everyone being on social media it’s a great way to advertise for different companies with a endless client reach

3. If you love to Cook  or bake you can open up a small business out of your house. Food is now easier to order and get delivered. People are always in a hurry or have busy schedules looking for things fast.

4. Although taxes are for the most part once a year they are in demand and with that you can also do accounting to fill in the gaps.

5. Love to plan parties, weddings or organize functions maybe you can become an event planner.

Those are just a few ideas of things you can do but accomplishing these goals can become overwhelming. They have websites and companies that can really help you achieve what you are after Consulting.com is an amazing company with a lot of guidience that will truly benefit you.

You be asking yourself just what is consulting well it is engagement in the business end of giving expert advice to people working in a certain field. In other words, a consultant is somebody who gives  some advice to others that are in a specific group.

Consulting.com will provide you with all in information, tips and guidance that you will need to be successful in the business of your choice. This company does not lecture but will provide you an environment and the building blocks so that you can build and play.

What I have learned from them is what they call the “full stack” which is five strategies that will help you succeed.

1. Mental awareness which helps you to Identity find purpose, discipline, and beliefs.
2. Mental cognition  this is about focus on your plans how to prioritize,  and problem solving.
3. Business principles with the frameworks, concepts, and the mental models.
4. Business disciplines  with this you find strategy, product, marketing, and sales.
5. Business processes  this gives you the tools, systems, workflows, and metrics.
   

   They offer amazing courses to help you along the way to be a successful business owner. If you follow these great tips and advice from www.consulting.com you will have a great foundation on starting your own work from home business.

I have also found a couple of other articles that I found to be very interesting and helped me Woman’s Day and Good Financial Cents they will give you some great ideas on working at home.

Having a bigger dog that loves to eat all of the time you need to be mindful of the food you feed

them. Even though my dog is active they can easily gain weight so having found American Journey

Grain-Free  has been a blessing. This food is not only healthy but is also food that is formulated with

reduced calories, and a  natural sources of fiber to help dogs feel fuller after meals. It catains L-

carnitine which will help to support normal fat metabolism and their lean muscle mass. Ever meal

that your fur baby eats is a complete and balanced diet which has real chicken as the first

ingredient. It is jammed packed with vitamins, minerals, and nutrient-dense ingredients such as

chickpeas, sweet potatoes and mineral-rich kelp. This food does not have any grains, wheat, corn

or soy, or chicken or poultry by-product meals.

If you order through chewy they have a great offer going on right now:

Buy 1 Get 1 FREE all you have to do is add 2 or more items to cart. They have a Limit 1 per customer

It will automatically be applied at checkout. You may not be combine this with first Autoship offer.

Autoship orders receive an additional 10% off. The detail are that you must add 2 or more item to

cart. Second highest priced item will be FREE. Automatically applied at checkoutLimit 1 FREE item

per customer.  Offer valid on the following American Journey products: Wet Dog Food. Offer subject

to change and valid while supplies last.

When I was growing up and to this day I love to watch Disney movies. They just make me smile when the different songs come on. The two songs that I really love are the circle of life from the Lion King and Under the Sea from the Litle Mermaid. There is a really awesome Contest going on right now on Valpak’s Web page. Make sure to stop by and enter the Valpak’s Disney Music Sweepstakes. After you enter this great contest take a minute and listen to the Disney Hits playlist.

Here are some of the Sweepstakes Details listed below:

Sweepstakes Dates: 2/19-3/29
Full rules can be found here.
Prizes: One (1) Grand Prize winner will receive a Sonos 5.1 Surround Sound Set with Playbase (valued at $1,796.00). Twenty (20) Secondary Prize winners will each receive a Spotify subscription (valued at $120).

Continue reading PayPal Cash Giveaway →

This winter I have discovered a website that i have absolutely fallen in love with and I am excited to share with you. With me being a mother to six amazing kids I don’t really have time to go shopping for myself a lot of the times. i came across this site and they have something for everyone and any occasion. the shirt in the picture above is so pretty and i can wear it many different ways such as in casual settings, work and dress it up to go out whenever that may happen. the price of this Boatneck Flutter Sleeve Top  is great you can purchase it for just $12.99. This shirt is normally $29.99 so don’t miss out on this great sale and at this price they might sale out fast.

These yoga pants are a must have in my closet the Favorite Yoga Pants | S-3X Fitted, they are very stylish and very comfortable to wear everywhere you go. I will also use them to sleep in on cold nights.  It seems like I am always on the go doing something for the kids and being comfortable is a must. They have a fold over waist, with very cute flare legs and are made from cotton and spandex. If you are curious about what size to get for yourself they fits true to size. The cost of these pants right now is just $14.99 they are on sale and would normally cost $24.99.

These sneakers are perfect for us moms on the go or anyone for that matter. They are super comfortable with a padded back collar around the ankle, and have an elastic panel. Pinhole Cushioned Sneakers are perfect to put even to be worn all-day, not to mention they are super cute which is a win win in my book. They are made from faux leather, and have Approximately 1.5″ Padded Footbed & Back Ankle Collar. They come in four colors which are black, camel, clay and mauve. The Price of these shoes right now is $24.99 but are normally $39.99.

These are just a few of my favorites from this store but I am sure that you will love many of their products at  Jane.com

The Creative Snack Company has some amazing products that you will love I have tried three of them. They have a line of seasonal products so I was able to try the Dark Chocolate Peppermint Pretzels I recommend trying these before it’s to late. They are absolutely amazing and are only 140 calories per serving. They are made with no artificial flavors or colors. These would be great for stocking stuffers or for gifts for your co-workers or family.

They have Dark Chocolate Almonds and Dark Chocolate Coffee Beans all year around. The Dark Chocolate Almonds are roasted and absolutely amazing. They are very addicting I might add that one serving is 210 calories which is 1/4 cup and that’s a great portion.

The Dark Chocolate Espresso Beans are great even to have in the morning with your cup of coffee to give you a little extra energy. Before I tried these I was very curious on how they would taste to my surprise they are also great. These are only 190 calories per serving which was a perfect amount for me to eat.

With the holidays coming I think that stopping by Creative Snacks and pickup gifts for those on your list would

Wild Frontier by Nutro Turkey & Liver Stew Adult Grain-Free Canned Dog Food has great nutritional

value that your dog needs. The name tells you that is is grain-free but it is also high in protein. I love

the fact that is is made with real turkey, liver, carrots and pieces of tomatoes ina savory chicken

broth. It’s like Thanksgiving in a bowl for them year round.it provides the steady energy she needs

to run and play all day.

Its protein packed to help with keeping your dogs belly happy and of course full. This food will help

build your dogs muscles with the amino acids it has. You will never feel guilty with what you are

feeding your dog when you choose this food. I absolutely love how excited my dog gets when he

see’s the can and knows that it is time to eat.

This is the first time that I have given my dog a food that contained Goat. The food that I choose for him was Zignature Goat Limited Ingredient Formula Grain-Free Canned Dog Food. This food has a first ingredient which is a lean source of protein that is low in calories but high in iron.

We love to give him this food combined with his dry food as you can tell by the picture above we just gave it to him without he inhales it. This food contains no potatoes, grains, poultry, corn, wheat, soy, dairy, chicken, chicken eggs or any chicken by-products. It’s a food that makes you feel great as a pet owner to give your fur baby. With this food you that he is getting a balanced diet.

I have one happy Australia Shepherd especially at meal time as soon as he see’s the can.

  Taste of the Wild High Prairie Grain-Free Canned Dog Food

Taste of the Wild High Prairie Grain-Free Canned Dog Food is a great addition to your dogs diet. If you are like me you are always reading the ingredients before you purchase food for you pet. Well with this food real beef is the first ingredient followed by bison, roasted lamb and roasted venison. It is also a grain-free food that also includes real peas, potatoes and sweet potatoes. Tomatoes, blueberries and raspberries offer natural antioxidants are a great addition to help balance their diet out. It also contains omega-3 and omega-6/fatty acids for their skin and coat.

Often our lives get busy and kinda hectic to go to the store that’s where Chewy.com comes it.  I have placed an order in the evening and it has came the very next day or within a couple of days at the most.

Castor & Pollux PRISTINE Grain-Free Grass-Fed

Lamb, Carrot & Apple Stew Canned Dog Food,

Castor & Pollux PRISTINE Grain-Free Grass-Fed Lamb, Carrot & Apple Stew Canned Dog Food is  complete nutrition for your dogs. This food is made with real organic produce that is grown without synthetic fertilizers or chemicals. It contains real organic carrots, apples, and peas, no corn, soy, wheat, gluten, or artificial preservatives. My Australian Shepherd gets so excited when he sees the can which makes me so happy that he enjoys something that is great for him.

This dog food comes in 12.7-oz cans in a case of 12 with List Price: $38.28. If you purchase it from Chewy.com   for $32.76 with 1-2 Day Shipping with a purchase $49. If you decide that you want to get this amazing food auto shipped and save an extra 5% which is $31.12.  Just Simply select Autoship at checkout for easy regular deliveries.

Tiny Tiger Chicken Recipe Grain-Free Paté Canned Cat Food, is the perfect for your cat with the nutrition it packs. Don’t let the name fool you this food is great for any age. When we feed our cat this food all of the neighbor hood takes what to eat some as well. It seems to be a big hit and all the cats seems to come around. They make with juicy chicken protein and flavor that little cats love and crave, they add in real broth to help keep him hydrated. Every Tiny Tiger recipe is packed with the essential vitamins, minerals and taurin. They have no grains, corn, wheat or soy.

Tiny Tiger is made in the USA with ingredients from around the world!

Stop by Chewy.com and check out Tiny Tiger Cat for for your fur babies.